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Software Engineer building fintech and marketplace platforms across web, mobile, and backend systems. I focus on full-stack architecture, payments, KYC, credit assessment, and AI-powered applications, with a strong bias toward end-to-end product delivery. I enjoy owning complex engineering workflows—from authentication and identity verification to Stripe-powered payments and deployment pipelines—while partnering with product, design, and QA to ship reliably and improve performance, scalability, and user outcomes.…Software Engineer building fintech and marketplace platforms across web, mobile, and backend systems. I focus on full-stack architecture, payments, KYC, credit assessment, and AI-powered applications, with a strong bias toward end-to-end product delivery. I enjoy owning complex engineering workflows—from authentication and identity verification to Stripe-powered payments and deployment pipelines—while partnering with product, design, and QA to ship reliably and improve performance, scalability, and user outcomes.

Harshit Kumar

Full Stack Developer, Back-End Developer, App Developer, +1

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Software Engineer building fintech and marketplace platforms across web, mobile, and backend systems. I focus on full-stack architecture, payments, KYC, credit assessment, and AI-powered applications, with a strong bias toward end-to-end product delivery. I enjoy owning complex engineering workflows—from authentication and identity verification to Stripe-powered payments and deployment pipelines—while partnering with product, design, and QA to ship reliably and improve performance, scalability, and user outcomes.…Software Engineer building fintech and marketplace platforms across web, mobile, and backend systems. I focus on full-stack architecture, payments, KYC, credit assessment, and AI-powered applications, with a strong bias toward end-to-end product delivery. I enjoy owning complex engineering workflows—from authentication and identity verification to Stripe-powered payments and deployment pipelines—while partnering with product, design, and QA to ship reliably and improve performance, scalability, and user outcomes.

Available to hire

Software Engineer building fintech and marketplace platforms across web, mobile, and backend systems. I focus on full-stack architecture, payments, KYC, credit assessment, and AI-powered applications, with a strong bias toward end-to-end product delivery.

I enjoy owning complex engineering workflows—from authentication and identity verification to Stripe-powered payments and deployment pipelines—while partnering with product, design, and QA to ship reliably and improve performance, scalability, and user outcomes.

Skills

Experience Level

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Intermediate

Intermediate

Intermediate

Language

Work Experience

Software Engineer - Reno App at Reno Home - Dubai, UAE

January 1, 2024 - Present

Led development of the Reno platform (web + mobile) supporting a redesigned renovation financing workflow: proposal management, bid selection, project execution, document/title verification, KYC, credit assessment, escrow, and Stripe-powered payments. Built the financing and identity stack with multi-provider authentication (Google/Apple OAuth, SMS OTP, biometric, JWT), KYC/credit-check verification, and an end-to-end Stripe integration including tokenization, 3D Secure, batch payments, and escrow, plus the RNPL financing workflow. Redesigned backend into a layered Node.js + Strapi architecture isolating auth, business logic, data access, and integrations. Improved performance and maintainability by reducing payload size and optimizing serialization, cutting average API response time by ~25%. Owned both frontend and backend engineering end-to-end, leading a team of 2 and partnering with CTO on architecture. Established frontend architecture using Expo Router, component-first design, Re

Software Development Engineer at Funding Societies - Singapore (Remote, India)

January 1, 2022 - December 1, 2023

Worked on SE Asian SME lending platform Elevate for Business App (React Native, TypeScript, REST APIs). Built the Virtual Card product addressing an MSME corporate credit card gap, implementing payment infrastructure across Immediate, Scheduled, and Recurring payment types plus automated reminders; led a team of 2 external contractor engineers. Integrated international payment rails including MatchMove and PayNow to expand cross-border reach. Migrated the Investor App from native to React Native, supporting 100,000+ users across Singapore, Malaysia, and Indonesia with region-specific onboarding and dashboard logic. Led the Thailand market launch for 4 months, refactoring portfolio views to reduce repeat queries by ~40% and building a QR-code crowdfunding flow.