I’m a full-stack software engineer with 5+ years of experience building scalable fintech infrastructure, real-time transaction processing, and multi-currency liquidity management. I translate complex business requirements into robust technical solutions and continuously optimize performance. I enjoy shipping reliable systems and collaborating across teams to deliver measurable impact. In my free time, I explore new technologies, experiment with automation, and mentor peers to elevate engineering practices and create positive outcomes for customers and stakeholders.

Rafael O. Côrtes

I’m a full-stack software engineer with 5+ years of experience building scalable fintech infrastructure, real-time transaction processing, and multi-currency liquidity management. I translate complex business requirements into robust technical solutions and continuously optimize performance. I enjoy shipping reliable systems and collaborating across teams to deliver measurable impact. In my free time, I explore new technologies, experiment with automation, and mentor peers to elevate engineering practices and create positive outcomes for customers and stakeholders.

Available to hire

I’m a full-stack software engineer with 5+ years of experience building scalable fintech infrastructure, real-time transaction processing, and multi-currency liquidity management. I translate complex business requirements into robust technical solutions and continuously optimize performance. I enjoy shipping reliable systems and collaborating across teams to deliver measurable impact.

In my free time, I explore new technologies, experiment with automation, and mentor peers to elevate engineering practices and create positive outcomes for customers and stakeholders.

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Experience Level

Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Expert
Intermediate
Intermediate
Intermediate
Intermediate
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Language

English
Fluent
Portuguese
Fluent
Spanish; Castilian
Advanced

Work Experience

Software Developer / Systems Analyst at Ultra Systems
March 1, 2010 - February 1, 2013
Developed and optimized software solutions; implemented database programming including stored procedures, triggers, and functions; designed business intelligence reports with Report Builder and Crystal Reports; developed using Borland Delphi/Pascal with OOP and UML; performed database migrations and SQL optimization.
Software Developer / Operations Manager (CRM) at Folium.ie
October 1, 2014 - March 1, 2017
Designed and implemented a CRM system using Resco.net from database design to mobile deployment; managed business operations, delivered training, and optimized processes; led client onboarding for multinational accounts.
Software Developer / Blockchain Researcher at Self-Employed
January 1, 2018 - November 1, 2022
Researched blockchain applications in fintech and supply chain management; developed proof-of-concept smart contracts using Solidity (Ethereum) and Rust (Solana); consulted with blockchain startups and contributed to open-source projects.
Software Engineer at Self-Employed
October 31, 2024 - Present
• Prototyped and benchmarked service-oriented architectures with FastAPI, Flask, and Django to optimize scalability • Built and managed automated Trading Bot system integrating broker APIs with real-time webhook payloads for moni toring money flow from USD through BTC to BRL across multiple banks and exchanges, using Node.js and TypeScript • Implemented real-time data synchronization using WebSocket for financial trading systems and order management • Designed SQLite database schema with SQLAlchemy ORM for order tracking and account management • Developed React-based configuration interface with dynamic controls for trading parameters and visualizing asset flow • Automated tasks using Cron-jobs and implemented structured logging for system monitoring • Performed system administration, performance optimization, and API security hardening
Software Engineer II at LibertyPay (SaaS), an NCR Atleos Corp
October 31, 2022 - October 31, 2024
• Maintained transaction processing system achieving 30% performance improvement across US-to-Brazil remittance • Engineered end-to-end integration with major Brazilian bank/fintech partner, achieving full ownership of integration responsible for 40% of daily payment volume and enabling 30% increase in transaction speed • Built transaction systems in Python and TypeScript processing hundreds of daily transactions across USD (US banks via Wire), BTC (US and Brazil-based exchanges), and BRL (Brazilian banks) • Designed Grafana and Mode Analytics dashboards for real-time transaction monitoring and cash flow visibility across multiple currencies and payment corridors • Developed financial control systems for ACH, Wire transfers, and PIX payments using Python and TypeScript • Integrated with multiple Brazilian banks and fintech partners, including web scraping solutions for institutions without available APIs to automate balance report downloads and transaction data extraction • Built Puppeteer-based automation infrastructure reducing manual reporting tasks by 2-3 hours per week through scheduled automated jobs and balance report generation • Translated 50+ customer pain points into 50+ technical specifications and GitLab tickets while acting as bridge between Support, Compliance, Sales, and Engineering teams • Engineered real-time alerting systems for critical liquidity issues, reducing incident resolution time from days to hours through rapid problem diagnosis and ticket prioritization • Improved frontend UI/UX for remittance creation workflow using React, Angular, and Pug templates, optimizing transaction completion flow through frontend refinements and improved guidelines • Managed GitLab CI/CD pipelines, code reviews, and issue tracking while collaborating with Compliance, Sales, Engi neering, and Customer Support teams

Education

Bachelor in Software Analysis & Development at Parana University of Technology - UNIPAR
January 1, 2008 - January 1, 2012

Qualifications

Machine Learning/AI Engineer Career Path (Codecademy)
November 1, 2025 - December 25, 2025

Industry Experience

Software & Internet, Financial Services, Government, Professional Services, Education