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I'm a Senior Software Engineer with 6+ years of experience designing and scaling SaaS, fintech, and compliance-driven platforms. I work hands-on across the stack, from APIs and databases to front-end experiences, and I love turning complex problems into reliable, scalable solutions. I'm passionate about collaborating with cross-functional teams, building automated workflows, and delivering fast, secure software. I thrive in fast-paced environments and enjoy mentoring teammates, defining platform standards, and continuously improving our deployment and monitoring practices.…I'm a Senior Software Engineer with 6+ years of experience designing and scaling SaaS, fintech, and compliance-driven platforms. I work hands-on across the stack, from APIs and databases to front-end experiences, and I love turning complex problems into reliable, scalable solutions. I'm passionate about collaborating with cross-functional teams, building automated workflows, and delivering fast, secure software. I thrive in fast-paced environments and enjoy mentoring teammates, defining platform standards, and continuously improving our deployment and monitoring practices.

Baron Jexie Panganiban

Full Stack Developer, Web Developer, Back-End Developer, +4

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I'm a Senior Software Engineer with 6+ years of experience designing and scaling SaaS, fintech, and compliance-driven platforms. I work hands-on across the stack, from APIs and databases to front-end experiences, and I love turning complex problems into reliable, scalable solutions. I'm passionate about collaborating with cross-functional teams, building automated workflows, and delivering fast, secure software. I thrive in fast-paced environments and enjoy mentoring teammates, defining platform standards, and continuously improving our deployment and monitoring practices.…I'm a Senior Software Engineer with 6+ years of experience designing and scaling SaaS, fintech, and compliance-driven platforms. I work hands-on across the stack, from APIs and databases to front-end experiences, and I love turning complex problems into reliable, scalable solutions. I'm passionate about collaborating with cross-functional teams, building automated workflows, and delivering fast, secure software. I thrive in fast-paced environments and enjoy mentoring teammates, defining platform standards, and continuously improving our deployment and monitoring practices.

Available to hire

I’m a Senior Software Engineer with 6+ years of experience designing and scaling SaaS, fintech, and compliance-driven platforms. I work hands-on across the stack, from APIs and databases to front-end experiences, and I love turning complex problems into reliable, scalable solutions.

I’m passionate about collaborating with cross-functional teams, building automated workflows, and delivering fast, secure software. I thrive in fast-paced environments and enjoy mentoring teammates, defining platform standards, and continuously improving our deployment and monitoring practices.

Skills

Experience Level

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Language

English

Fluent

Work Experience

Senior Software Engineer at UNobank

May 1, 2025 - May 1, 2025

Designed and implemented FastAPI-based customer onboarding APIs, reducing sign-up time from 15 minutes to under 4 minutes. Integrated JUMIO KYC and CIB credit checks, improving automated verification rates by 18% and reducing manual reviews by 40%. Built and optimized licensing and entitlement-style settlement microservices (NET, Node.js, Redis, PostgreSQL) handling 120k+ daily transfers with 40% latency reduction. Implemented AML rules engine with geo-blocking and anomaly detection, achieving full BSP audit compliance across three cycles. Implemented OpenTelemetry, Prometheus, Grafana, and ELK for monitoring, reducing outage time by 35%. Migrated monolithic settlement flows to modular microservices, achieving 99.98% uptime during seasonal peaks. Deployed workloads on Azure Kubernetes Service (AKS) with Dockerized services for high scalability. Designed automated regression pipelines with GitHub Actions, reducing delivery rollbacks by 20-35%. Modeled relational schemas for entitlement

Software Engineer at Makati-based fintech

August 1, 2021 - August 1, 2021

Built payment and refund APIs in PHP, Python, and Node.js, ensuring transactions were processed exactly once. Integrated Visa Direct, Mastercard Send, GCash, and Grab Pay; reduced settlement misses by ~30% across entitlement workflows. Migrated wallet provisioning services to AWS EKS, lowering infra costs by 15% and improving SLA compliance. Redesigned reconciliation workflows, cutting reporting errors by 20%. Implemented automated regression pipelines and enhanced monitoring with Prometheus, Grafana, and ELK.

Junior Web Developer at Pay Mango

April 1, 2019 - April 1, 2019

Built the first merchant dashboard with React + TypeScript; developed authentication, billing, and subscription APIs using PHP/Node.js; authored SDKs and documentation enabling 100+ enterprise merchants to integrate within weeks. Created enterprise-ready onboarding flows, UI components, and provisioning processes to support rapid merchant adoption.

Full Stack Developer at UN Obank

January 1, 2022 - May 20, 2025

Designed and implemented FastAPI-based onboarding APIs; reduced sign-up time from 15 minutes to under 4 minutes. Built licensing and entitlement microservices (NET, Node.js, Redis) for 120k+ daily transfers with improved latency. Implemented monitoring stack (OpenTelemetry, Prometheus, Grafana, ELK) and CI/CD pipelines; migrated workloads to Azure Kubernetes Service for scalable deployment.

Software Engineer at PayMaya

May 1, 2020 - August 1, 2021

Built payout APIs in PHP, Python, and Node.js; ensured transactions processed exactly once. Integrated Visa Direct, Mastercard Send, GCash, and GrabPay; reduced settlement mismatches by 30%. Migrated wallet provisioning services to AWS EKS, lowering infra costs by 15% and improving SLA compliance. Refined reconciliation workflows and compliance reporting.

Junior Web Developer

January 1, 2018 - April 1, 2019

Built the first merchant dashboard with React + TypeScript, boosting daily active merchants by 20%. Developed authentication, billing, and subscription APIs in PHP, Django, Node.js, and .NET to support merchant entitlements. Authored SDKs and documentation enabling 100+ enterprise merchants to integrate with the platform quickly. Implemented audit-ready activity tracking for merchant portals, improving compliance and incident forensics. Improved test coverage across APIs, reducing production issues by 15%. Designed responsive, secure UI components that improved onboarding success rates for new merchants.