Looks like you have JavaScript disabled. For the full Twine experience, you will need to re-enable it.

I'm a Backend Engineer specializing in payments infrastructure, AML compliance, and ML-driven financial systems. At TerraPay, a global payments network operating across 100+ countries, I've owned and delivered multiple production systems end-to-end: a deterministic card and IBAN issuance engine live across Africa and Europe, a Python-based sanctions screening system that replaced third-party tooling in a regulated high-throughput environment, and an ML-driven treasury automation platform for liquidity forecasting and FX optimization. I work across the full stack of a complex, multi-product fintech: from cryptographic infrastructure (AWS CloudHSM/PKCS#11) to compliance workflows to LLM-integrated financial interfaces. British citizen with full UK and Ireland work rights, available to start immediately.…I'm a Backend Engineer specializing in payments infrastructure, AML compliance, and ML-driven financial systems. At TerraPay, a global payments network operating across 100+ countries, I've owned and delivered multiple production systems end-to-end: a deterministic card and IBAN issuance engine live across Africa and Europe, a Python-based sanctions screening system that replaced third-party tooling in a regulated high-throughput environment, and an ML-driven treasury automation platform for liquidity forecasting and FX optimization. I work across the full stack of a complex, multi-product fintech: from cryptographic infrastructure (AWS CloudHSM/PKCS#11) to compliance workflows to LLM-integrated financial interfaces. British citizen with full UK and Ireland work rights, available to start immediately.

Aditya Desai

Back-End Developer, Full Stack Developer, Web Developer, +2





I'm a Backend Engineer specializing in payments infrastructure, AML compliance, and ML-driven financial systems. At TerraPay, a global payments network operating across 100+ countries, I've owned and delivered multiple production systems end-to-end: a deterministic card and IBAN issuance engine live across Africa and Europe, a Python-based sanctions screening system that replaced third-party tooling in a regulated high-throughput environment, and an ML-driven treasury automation platform for liquidity forecasting and FX optimization. I work across the full stack of a complex, multi-product fintech: from cryptographic infrastructure (AWS CloudHSM/PKCS#11) to compliance workflows to LLM-integrated financial interfaces. British citizen with full UK and Ireland work rights, available to start immediately.…I'm a Backend Engineer specializing in payments infrastructure, AML compliance, and ML-driven financial systems. At TerraPay, a global payments network operating across 100+ countries, I've owned and delivered multiple production systems end-to-end: a deterministic card and IBAN issuance engine live across Africa and Europe, a Python-based sanctions screening system that replaced third-party tooling in a regulated high-throughput environment, and an ML-driven treasury automation platform for liquidity forecasting and FX optimization. I work across the full stack of a complex, multi-product fintech: from cryptographic infrastructure (AWS CloudHSM/PKCS#11) to compliance workflows to LLM-integrated financial interfaces. British citizen with full UK and Ireland work rights, available to start immediately.

Available to hire

I’m a Backend Engineer specializing in payments infrastructure, AML compliance, and ML-driven financial systems. At TerraPay, a global payments network operating across 100+ countries, I’ve owned and delivered multiple production systems end-to-end: a deterministic card and IBAN issuance engine live across Africa and Europe, a Python-based sanctions screening system that replaced third-party tooling in a regulated high-throughput environment, and an ML-driven treasury automation platform for liquidity forecasting and FX optimization.

I work across the full stack of a complex, multi-product fintech: from cryptographic infrastructure (AWS CloudHSM/PKCS#11) to compliance workflows to LLM-integrated financial interfaces. British citizen with full UK and Ireland work rights, available to start immediately.

Skills

Experience Level

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Expert

Work Experience

Software Engineer at TerraPay

June 1, 2025 - Present

Designed and owned ML models (XGBoost, Prophet) for forecasting fund utilization, transaction volumes, and partner pre-funding behavior; implemented an in-house treasury automation platform for automated liquidity, pricing, and pre-funding decisions; built a real-time sanctions screening and transaction monitoring system in a high-throughput, regulated fintech environment; contributed to AML transaction monitoring workflows and implemented GraphQL-based data access via Hasura to automate compliance workflows; served as on-call production owner for compliance systems.

Technology Intern at TerraPay

June 1, 2024 - June 1, 2025

Independent design and development of a deterministic identifier allocation system for card and IBAN generation in high-throughput payment infrastructure, reducing issuance latency from 30–40 seconds to sub-millisecond levels; built Python REST API over AWS CloudHSM to expose cryptographic operations via HTTPS; developed Node.js pricing and proposal engine for dynamic quotations based on historical volumes and risk constraints.

Software Engineering Intern at OpenTurf Technologies Pvt Ltd

June 1, 2023 - August 1, 2023

Built a Python-based document parsing pipeline using the OpenAI API to extract and structure candidate data from unformatted CVs at scale; used the OpenAI API to provide job recommendations to applicants and top candidate recommendations to recruiters.