I am a Freelance Consultant - Islamic Estate Planning, dedicated to helping Muslim individuals and families secure their financial future through Shariah-compliant wealth succession planning. I align Faraidh principles with Singapore’s AMLA framework to structure Wills, guide Lasting Power of Attorney (LPA) usage, and optimize asset ownership and liquidity to prevent asset freezing, all while preserving family harmony and intergenerational legacy. Beyond estate planning, I have extensive experience in education, constituency management, and community outreach. I enjoy connecting with diverse people to address financial, social, and educational needs, delivering ethical, faith-based financial guidance that benefits loved ones and the wider community. I am open to relocating to Qatar, Dubai, or Kuwait to better serve clients and communities.

Muhammad Zen Bin Zaini

I am a Freelance Consultant - Islamic Estate Planning, dedicated to helping Muslim individuals and families secure their financial future through Shariah-compliant wealth succession planning. I align Faraidh principles with Singapore’s AMLA framework to structure Wills, guide Lasting Power of Attorney (LPA) usage, and optimize asset ownership and liquidity to prevent asset freezing, all while preserving family harmony and intergenerational legacy. Beyond estate planning, I have extensive experience in education, constituency management, and community outreach. I enjoy connecting with diverse people to address financial, social, and educational needs, delivering ethical, faith-based financial guidance that benefits loved ones and the wider community. I am open to relocating to Qatar, Dubai, or Kuwait to better serve clients and communities.

Available to hire

I am a Freelance Consultant - Islamic Estate Planning, dedicated to helping Muslim individuals and families secure their financial future through Shariah-compliant wealth succession planning. I align Faraidh principles with Singapore’s AMLA framework to structure Wills, guide Lasting Power of Attorney (LPA) usage, and optimize asset ownership and liquidity to prevent asset freezing, all while preserving family harmony and intergenerational legacy.

Beyond estate planning, I have extensive experience in education, constituency management, and community outreach. I enjoy connecting with diverse people to address financial, social, and educational needs, delivering ethical, faith-based financial guidance that benefits loved ones and the wider community. I am open to relocating to Qatar, Dubai, or Kuwait to better serve clients and communities.

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Language

English
Fluent
Arabic
Fluent
Malay
Fluent

Work Experience

Freelance Consultant - Islamic Estate Planning at Self-employed (Singapore)
January 1, 2026 - Present
Provide independent consultancy focused on Shariah-compliant wealth succession planning for Muslim individuals and families. Conduct estate reviews aligned with Faraidh, advise on structuring Shariah-compliant Wills under AMLA framework, guide application and strategic use of LPA, identify gaps in asset ownership and joint holdings, educate on estate liquidity planning to prevent asset freezing, and collaborate with legal and financial professionals for integrated estate solutions. Conduct educational sessions on Islamic estate planning awareness.
Islamic Estate Planner at Rezqi Advisory
April 1, 2024 - December 1, 2025
Specialize in Islamic estate planning consultations, Shariah-compliant Wills, and alignment of wealth distribution with Islamic principles. Provide financial planning and Shariah-compliant investment guidance (Wakaf) to preserve wealth and family harmony.
Financial Services Consultant at AIA Singapore Pte Ltd
March 1, 2024 - December 1, 2025
Conduct in-depth financial assessments, create customized financial plans including retirement planning, Islamic estate planning, risk management, and monitor portfolios while educating clients on market trends and regulatory changes. Build long-term client relationships and collaborate with tax advisors and estate planners.
Freelance Relief Teacher at Self-employed
January 1, 2024 - February 1, 2024
Dedicated temp teacher delivering Arabic Language and Islamic Studies to Primary to Pre-University students; developed engaging lesson plans and adapted teaching methods for diverse age groups.
Independent Consultant at Independent / Freelance
October 1, 2022 - December 1, 2023
Independent consulting projects across diverse clients, focusing on project management, client communication, and problem solving to deliver high-quality results for small businesses and non-profit organizations.
Constituency Management Executive at RMA Contracts Pte Ltd
March 1, 2022 - September 1, 2022
Supported Community Club (CC) operations, promoted CC activities, courses and events; provided administrative, financial, and IT support to the Constituency Office (CO) and Grassroots Organisations (GROs); coordinated volunteers and project activities.
Constituency Manager (SG United Traineeship) at People's Association
September 1, 2021 - March 1, 2022
Engaged residents, planned outreach initiatives, strengthened programming through digital platforms, and conducted data-driven analysis to inform outreach; managed volunteers and community events.
Teens & Youth aLIVE Coordinator at Al Islah Mosque
June 1, 2020 - June 1, 2021
Coordinated Teens & Youth programs, supported curriculum development, conducted holiday programs, and handled inquiries related to Teens & Youth activities; ensured adequate resources and curriculum alignment.
Social Development Officer at Haji Mohd Salleh Mosque (Geylang)
February 1, 2019 - January 1, 2020
Processed applications for Muslim Financial assistance, submitted recommendations, conducted home visits when necessary, and maintained regular contact with beneficiaries to co-develop Individual Client Plans (ICP).

Education

Bachelor Degree in Islamic Jurisprudence at Islamic University Of Madinah - Medina
February 1, 2012 - June 1, 2018

Qualifications

Associate Estate Planning Practitioner
October 1, 2024 - June 3, 2026
IBF Qualified
June 1, 2024 - June 3, 2026
M5 - Rules And Regulations For Financial Advisory Services
February 1, 2024 - June 3, 2026
Health Insurance
January 1, 2024 - June 3, 2026
M9 - Life Insurance And Investment Linked Policies
January 1, 2024 - June 3, 2026
M9A - Life Insurance And Investment- Linked Policies II
January 1, 2024 - June 3, 2026
Certificate Of Performance in Social Media Marketing
October 1, 2020 - June 3, 2026
Certificate Of Achievement - Skillsfuture For Digital Workplace
September 1, 2020 - June 3, 2026
MENDAKI SENSE Credential
August 1, 2020 - June 3, 2026

Industry Experience

Professional Services, Education, Financial Services, Non-Profit Organization