I am Puneet Chutani, a Senior Backend Engineer with 11+ years of experience building scalable fintech and banking platforms using .NET Core, C#, AWS, and distributed microservices architecture. I have led payment systems modernization, API performance optimization, tokenization workflows, and implemented Clean Architecture and Domain-Driven Design across distributed services. I’m passionate about secure backend design, CI/CD automation, and cloud-native production systems that support merchant and financial platforms. I enjoy collaborating with distributed teams, mentoring engineers, and driving engineering best practices. I’ve built Backend-for-Frontend layers for secure frontend-backend orchestration, modernized legacy components into scalable microservices, and continuously improve deployment reliability through automated pipelines and robust monitoring.

Puneet Chutani

I am Puneet Chutani, a Senior Backend Engineer with 11+ years of experience building scalable fintech and banking platforms using .NET Core, C#, AWS, and distributed microservices architecture. I have led payment systems modernization, API performance optimization, tokenization workflows, and implemented Clean Architecture and Domain-Driven Design across distributed services. I’m passionate about secure backend design, CI/CD automation, and cloud-native production systems that support merchant and financial platforms. I enjoy collaborating with distributed teams, mentoring engineers, and driving engineering best practices. I’ve built Backend-for-Frontend layers for secure frontend-backend orchestration, modernized legacy components into scalable microservices, and continuously improve deployment reliability through automated pipelines and robust monitoring.

Available to hire

I am Puneet Chutani, a Senior Backend Engineer with 11+ years of experience building scalable fintech and banking platforms using .NET Core, C#, AWS, and distributed microservices architecture. I have led payment systems modernization, API performance optimization, tokenization workflows, and implemented Clean Architecture and Domain-Driven Design across distributed services. I’m passionate about secure backend design, CI/CD automation, and cloud-native production systems that support merchant and financial platforms.

I enjoy collaborating with distributed teams, mentoring engineers, and driving engineering best practices. I’ve built Backend-for-Frontend layers for secure frontend-backend orchestration, modernized legacy components into scalable microservices, and continuously improve deployment reliability through automated pipelines and robust monitoring.

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Experience Level

Expert
Expert
Expert
Expert
Expert
Expert
Expert
Intermediate
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Language

English
Fluent

Work Experience

Senior Software Backend Engineer (.Net) at Flo2Cash
November 1, 2021 - Present
Designed and developed scalable .NET Core microservices and REST APIs for fintech payment platforms. Led modernization of legacy .NET Framework/C# components into distributed .NET Core services. Built Customer, Merchant, and Payment domain services using Clean Architecture and DDD. Implemented tokenization and secure payment workflows for merchant payment systems. Designed Backend-for-Frontend (BFF) layer enabling secure orchestration between frontend and backend services. Optimized backend APIs, integrated AWS services (API Gateway, CloudWatch, EC2, S3, Secrets Manager), and implemented CI/CD pipelines using GitHub Actions and Octopus Deploy. Collaborated with distributed NZ-based teams in Agile/Scrum and mentored junior engineers.
Senior Software Engineer at Fiserv
August 1, 2018 - November 1, 2021
Developed secure banking applications and REST APIs using .NET Core and SQL Server. Contributed to production deployment planning and release management for financial systems. Improved API performance and system reliability for high-volume banking workflows. Performed security testing and automation using SOAP UI, Selenium, and Fortify. Mentored junior engineers and participated in technical interviews.
Full Stack .NET Developer at Smart Trade Ltd
November 1, 2015 - August 1, 2018
Built SaaS business applications using ASP.NET MVC, C#, SQL Server, and JavaScript. Developed responsive interfaces and backend services for NZ/AU customers. Implemented unit testing and performance improvements across application modules.
.NET Developer Trainer at CPTI Technologies
January 1, 2013 - August 1, 2015
Trained students and professionals in C#, ASP.NET MVC, SQL Server, and software engineering fundamentals. Developed hands-on coding exercises and mentored learners on clean coding practices.

Education

Master of Computer Applications (MCA) at IITM
January 11, 2030 - June 11, 2026
Bachelor of Computer Applications (BCA) at Trinity Institute, Delhi
January 11, 2030 - June 11, 2026

Qualifications

Microsoft Certified – Azure Fundamentals
January 11, 2030 - June 11, 2026
Azure AI Fundamentals (AI-900)
January 11, 2030 - June 11, 2026

Industry Experience

Financial Services, Software & Internet, Professional Services, Other